These terms cover your use of milestoparadise.com and the services offered through it. By using the site or paying for a service, you agree to them. Questions: justin@milestoparadise.com.
What do the services include?
- Award Trip Booking ($297): I search award availability across relevant programs and transfer partners, deliver 2 to 3 curated options with the value math, and walk you through booking your choice yourself. Email support is included through booking.
- Card Strategy Session ($500): a pre-session spend review, a 60-minute call, a written action plan within 48 hours, and a 30-day email check-in.
- Newsletter: free.
- Cruise booking: free to you. I am an independent travel advisor booking through Fora Travel as my host agency, and I am paid a commission by the cruise line or supplier out of the fare, so you pay the same as booking direct.
What are the payment and refund terms?
Award Trip Booking. Submitting a trip request is free. If I confirm I can help, I send a link for a $100 deposit, which is non-refundable and covers the research time whatever the outcome. The remaining $197 is due only when I deliver your options.
Card Strategy Session. Payment is collected at booking. If you do not feel the session was worth it, I will refund you.
Cruise booking. There is no fee from me. Deposits, final payments, and cancellation or change penalties are set by the cruise line or supplier and are payable to them, and their terms apply to your booking.
What can I not promise?
- Award availability. Award space is limited and changes constantly. I will tell you honestly what I find, but I cannot guarantee that space exists for your dates or that any program will hold a seat until you book.
- Point values and offers. Cents-per-point figures, welcome bonuses, and program rules are estimates that issuers, airlines, and hotels can change without notice. Check the current terms before you act.
- Approval decisions. Whether a card issuer approves you is entirely the issuer's decision.
Is this financial advice?
No. I share travel-rewards strategy from personal and professional experience. I am not a licensed financial advisor, accountant, or attorney. Credit cards carry interest and fees, and they only make sense if you pay the balance in full and can manage the account responsibly. Decide what is right for your own finances.
Do you earn money from links on this site?
Yes, in two ways, and I want it to be obvious:
- Card referral links. Some card links are my personal referral links. If you apply through one and are approved, I may earn points. It costs you nothing and your welcome bonus is unchanged. Each button on the Top Cards page says whether it is a referral link or a direct link to the issuer.
- Cruise and travel commissions. When I book cruises or other travel as an advisor through Fora Travel, the supplier pays me a commission.
Referral and commission arrangements never change the ranking or my honest view of a product. I will say so when something is not worth it, including cruises paid for with points.
Your accounts
You stay in control of your own loyalty and card accounts. You are responsible for the accuracy of what you tell me and for completing any booking, transfer, or application in your own name.
Intellectual property
The writing, design, and tools on this site belong to Miles to Paradise. You may quote short excerpts with a link back. Please do not republish pages or reports in bulk. Airline, hotel, card, and program names and logos belong to their owners, and I am not affiliated with or endorsed by them.
Limitation of liability
To the fullest extent the law allows, Miles to Paradise and Justin Rasmussen are not liable for indirect or consequential losses, or for changes, cancellations, or devaluations made by airlines, hotels, card issuers, or cruise lines. Our total liability for any claim relating to a paid service is limited to the amount you paid me for that service.
Governing law and changes
These terms are governed by the laws of the State of Minnesota. I may update them, and the date at the top will change when I do. Your privacy is covered in the Privacy Policy.