The Blog

Points moves that
actually get used

Card strategy, booking guides, family travel, and real trip reports — written the way I'd explain it on a job site, not a finance blog.

The Rasmussen family on a points-funded vacation
Case Study / Trip Report

How We Flew a Family of 5 to Hawaii for $0 in Airfare

The full breakdown of our Salt Lake City → Honolulu trip: 212,500 points, the cards that earned them, the exact transfer moves — and the $4,850 cash fare we never paid.

June 18, 2026 · 8 min read
Card Strategy

The 2-Card Setup That Covers 80% of Contractor Spend

Materials, fuel, subs, insurance — most business spend fits two categories. Here's the simplest card pairing that turns it into flights.

June 25, 2026 · 6 min read
Booking Guide

How to Actually Find Award Seats (When the Airline Says There Are None)

The three searches I run before I believe "no availability" — and the transfer-partner trick that opens up seats the airline's own site hides.

July 2, 2026 · 9 min read
Family Travel

Booking Award Flights for 5: Why Families Need a Different Playbook

Award space for one traveler is easy. Five seats on the same plane is a different game — here's how we do it every single year.

June 11, 2026 · 7 min read
Card Strategy

Sign-Up Bonuses: The Only Math That Matters Before You Apply

A big bonus number means nothing by itself. The 60-second calculation I run on every offer before deciding if it's worth a credit pull.

June 4, 2026 · 5 min read
Booking Guide

Hyatt Points for Beginners: The Hotel Sweet Spot Hiding in Plain Sight

Why Hyatt is the first hotel program I teach every client — and the category-4 properties where your points stretch furthest for family stays.

May 28, 2026 · 6 min read
Family Travel

Disney on Points: What Works, What Doesn't, and What I'd Skip

You can't book the Magic Kingdom with miles — but flights, hotels, and even park tickets have points angles most families miss.

May 21, 2026 · 7 min read

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