Hand-picked for maximum points on real spending. Where I hold the card myself, applying through my referral link supports Miles to Paradise — at no cost to you, and with no change to your welcome bonus.
How I'm compensated: Some “Apply” buttons below are my personal refer-a-friend links. If you're approved through one, the card issuer pays me a referral bonus in points or miles — it costs you nothing, and your welcome offer is exactly the same either way. Buttons marked direct link earn me nothing at all; they go straight to the issuer. I only list cards I'd put in a friend's hands. Offers and bonuses change often — confirm current terms on the issuer's page before you apply.
✓ Offers last verified: 31 August 2026 against issuer pages and offer trackers — Amex welcome offers are personalized, so the figures shown are the advertised ceilings, not a guarantee. Always confirm the current bonus on the card’s official page before applying.
Best Business Cards
For business owners who want to earn serious points on everyday business spend.
Best Personal Travel Cards
For individuals and families who want to earn points on everyday personal spending.
$0 Annual Fee Cards
Keep these forever. Great as standalone earners or paired with a premium card to maximize every dollar.
Not sure which card is right for your situation?
That's exactly what a strategy session is for. 60 minutes, your numbers, a specific recommendation.