No jargon, no 40-flights-a-year assumptions. How the points you're already earning turn into flights and hotel nights — written the way I'd explain it on a job site.
You don't need to spend more money. You need the money already going out the door — materials, fuel, insurance, groceries, advertising — running through the right cards, and you need to get the order of those cards right the first time.
Most people skip straight to step two and end up with the wrong cards in the wrong sequence.
Put your real monthly business and household spend into the calculator. It tells you roughly how many points a year you're leaving on the table right now.
Open the calculatorDon't collect cards from four issuers at once. Pick the program that fits your spend — for most business owners that's Chase — and read its guide end to end before you apply for anything.
Read the Chase guideApplication order is the part that can't be undone. One wrong card in the wrong month can lock you out of the best offers for two years. This is what a Strategy Session is for.
Book a Strategy SessionEach guide is the complete program — what the points are worth, every transfer partner with current ratios, the application rules, and the redemptions worth booking.
Program guides, booking walkthroughs and card strategy. For news and trip reports, head to the blog.
Knowing how the programs work is the easy part. Which card, in which month, with which spend behind it — that's the part worth an hour of planning.
Book a Strategy Session — $500Free, plain-English, and written for people who'd rather be working than reading a finance blog.