Program changes worth acting on, deadlines before they pass, and real trips with the numbers attached. Learning the basics? That's over in the Beginners Guide.
Sapphire Preferred and Ink Business Preferred lose the 1:1 ratio. Sapphire Reserve keeps it. If you have a Hyatt stay in mind, this is the deadline that matters. Read the breakdown →
Select flights and hotels in Chase Travel redeem at up to 2¢ per point, while everything else fell to a flat 1¢ — a real change to how the Reserve's portal math works. See the redemption table →
A fourth hotel partner, with fixed-tier award pricing that occasionally beats cash on road-trip properties. Worth knowing about; rarely worth transferring to. All 14 partners →
New every week. For the program guides and how-to walkthroughs, start with the Beginners Guide.
The blog assumes you know roughly how this works. If you don't yet, the guide is where to start.
I break down one points move like this every week — free. Contractor-simple, family-tested.
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